About Our Program

At MCA Debt Settlement, we don’t offer quick fixes — we offer lasting relief.

Our mission is simple: help business owners break free from the crushing weight of daily merchant cash advance payments.

With years of experience in business consulting and debt negotiation, our team understands how to deal with aggressive lenders — because we’ve done it successfully, over and over again. We work directly with your funders to restructure your agreements, often reducing balances by up to 50% and daily/weekly payments by as much as 70%.

Over time, we’ve built working relationships with many MCA lenders. This allows us to negotiate more efficiently, de-escalate hostile situations, and salvage deals that might otherwise lead to lawsuits, frozen accounts, or business closures.

We don’t believe in one-size-fits-all solutions.

Instead, we tailor every strategy to your specific situation, advocate on your behalf, and focus on long-term outcomes — not just short-term breathing room. Whether you’re in default or just overwhelmed, we’ll help you chart a clear path forward.

Get in touch and let’s talk about how we can help you take back control.