Fighting for Small Businesses, One Settlement at a Time

Our Mission
At MCA Debt Settlements, we’re committed to providing business owners with high-quality, results-driven financial consulting. Our team brings decades of experience in merchant cash advance negotiations, business strategy, and client advocacy. We take the time to understand your specific challenges and deliver custom solutions that actually work — because when your business wins, we win.
Our Approach
Our approach is simple: help merchants regain control of their financial future.
Before anything else, we want to understand who our clients are and what they truly need. We recognize that our clients aren’t just business owners — they’re spouses, parents, friends, and real people facing one of the most stressful moments of their professional lives.
We don’t make empty promises. Not every file is fixable, and we’ll always be honest about what’s possible. But when we say we’ve got your back, we mean it. Our job isn’t just to “close the deal” — it’s to make decisions that are in your best interest.
If it wouldn’t help us, it won’t help you. That’s the rule we live by.
Our Team Includes
- Experienced Attorneys
- Skilled Negotiators
- Knowledgeable Contract Specialists
With over a decade of successful settlements behind us, we’ve developed a proven formula for reducing balances and daily payments, stopping excessive withdrawals, and protecting our clients’ businesses from predatory tactics.
Over the years, we’ve built working relationships with many MCA lenders — allowing us to negotiate faster, avoid escalations, and salvage deals that might otherwise spiral into lawsuits or shutdowns.
We’re not just another company — we’re your partner in getting through this. And we take that seriously.
Let’s Talk
Trust in our expertise to achieve the best outcome for your case.