Drowning in MCA Payments?
We help business owners reduce or settle merchant cash advances — even in default.
Ready to Reduce Predatory
MCA Payback?
We help small business owners reduce or settle merchant cash advances — even if you’re in default. Learn how our settlement program works and what options are available to you.
Who’s Got Your Back? We Do.
MCA Debt Settlements isn’t just a service — we’re a team of real people fighting for real business owners. Learn why hundreds trust us to help them take back control.
★★★★★
I was juggling three advances and completely overextended. I thought I was out of options — until MCA Debt Settlements stepped in. They cut my payments by more than half, gave me room to breathe, and handled everything with the lenders. No more borrowing just to stay in the MCA trap.
Carlos M.
/
C. M. Carriers
Our meticulous approach
eases your burden.
✓ MONEY BACK
IN YOUR POCKET
✓ WE ADVOCATE
FOR YOU
Frequently Asked Questions
I’m drowning in MCA debt. What can I do?
You’re not alone — many business owners feel like they’re working for their lenders instead of themselves. If daily withdrawals are draining your account before you even open for business, it’s time to take action. We help restructure or settle MCA agreements to give you room to breathe.
I was told this would help me qualify for an SBA loan — what happened?
This is a common bait-and-switch tactic. Many lenders frame MCAs as a stepping stone to real business credit, but instead, they trap you in cycles of debt. We help you break free and pursue real funding options after stabilizing your cash flow.
I feel misled. How is a loan with 300% APR even legal?
It’s not technically a loan—it’s a “purchase of future receivables,” which allows lenders to sidestep normal lending laws. It’s shady, legal in most states, and weaponized with aggressive sales tactics. We specialize in navigating these gray areas and defending your business.
I’m overwhelmed by threats and paperwork. Can you help?
Absolutely. We cut through the noise, explain what’s real, and deal with lenders so you don’t have to. Whether it’s scare tactics, lawsuits, or nonstop calls—we’ve seen it all and we’re on your side.
Can you stop daily withdrawals from my bank account?
Yes. We work directly with lenders to restructure your MCA into weekly or monthly payments—or stop collections altogether in cases of default. Our goal is to put you back in control of your finances.
What are UCC liens, and why is my lender filing one?
A UCC lien gives a lender legal claim over your business assets, often without you realizing it was part of the contract. These liens can alert your vendors, freeze your accounts, and hurt your credibility. We help clients get liens removed and protect their assets.
I thought this was a “non-collateralized” loan—how is this happening?
MCAs are not traditional loans. They often come with hidden terms buried in confusing contracts. If you were told this wasn’t collateral-based but now face liens and threats, we can help clarify your agreement and fight back.
Still have questions?
Call now for a free consultation:
(929) 279-2089
No pressure, no judgment — just real help when you need it most.